Home Buying Basics

We realize buying a home is one of the biggest decisions you'll make, but it can also be one of the most rewarding things you'll ever do. At Centex, we're committed to making the homebuying process simple and enjoyable by giving you the resources you need to find your dream home.

Compare Your Options

Owningvs.
  • Tax benefits
  • More storage space
  • Room to grow
  • Your own backyard
  • Great for kids and pets
  • Make your house your own
  • Great neighborhood living
Renting
  • No tax benefits
  • Low to no storage space
  • No room to grow
  • Rarely your own backyard
  • Some don't accept pets
  • Stuck with their colors
  • Noisy neighbors
New Homesvs.
  • You choose the floor plan
  • Designed for how you live today
  • Up to 30% more energy-efficient
  • New home, new everything
Resale Homes
  • Limited, outdated floor plans
  • Outdated designs
  • Older, inefficient appliances
  • Inheriting previous problems

It's a Smart Choice

Discover the benefits of owning a new Centex home.
  • Enjoy manageable monthly payments that may be lower than you think
  • Get smartly designed floor plans with room for your changing lifestyle
  • Benefit over time with lower maintenance costs on a well-built home
  • Experience lasting value and peace of mind with a builder-backed warranty

*Warranty offered in California and New Jersey is different. Please see sales associate for details on warranties offered in those states.

Centex: Putting homeownership within reach

Let's Get Started

KNOW YOUR BUYING POWER

Discover your buying power and calculate monthly payments.

Use the Buying Power Calculator
GET YOUR CREDIT REPORT AND SCORE

Knowing and monitoring your credit score is an important part of the homebuying process.

Check Your Credit
SELECT A FLOOR PLAN

We’ll help you find the right Centex® home that's perfect for you and the way you live.

Find your new home
PERSONALIZE YOUR NEW HOME

We’ll also help you make it your own by choosing from our various design options.

SECURE A LOAN

We don’t pass you off to outside lenders to get your mortgage like other homebuilders. You’ll have the opportunity to work with a Centex affiliated Pulte Mortgage Financing Advisor. Together you’ll decide on the best loan option to purchase your new home. And your advisor will walk you through the entire process so you’re well prepared for homeownership.

Talk to a Mortgage Financing Advisor.
CLOSE ON YOUR NEW HOME

At this point, we’ll go over everything with you about the home you’re buying so you can feel confident your new home was completed as promised.